Many people will have experienced financial hardship at some point in their lives. Nowadays, with so much help and advice available, it is easier to cope with debt and find practical solutions to resolving debt issues. Here at CBA we have skilled professionals trained in this type of insolvency work and they are there to explain terms such as bankruptcy and individual voluntary arrangements, which are the two principal methods used in these given situations.

What can CBA do for you?

When we meet you to discuss your debt problems, we would normally discuss in detail all of your personal income and expenditure (click here to download the form). This enables us to make an accurate assessment of your current financial position and to give you advice as to which route is best for you. Don’t be put off by the detail contained within the form as this is for guidance use only. You may have some of the items listed and you need to add additional ones which are relevant to your own situation.

The most important thing to remember is that failure to act early, on your part, may result in your situation getting out of hand. Don’t allow yourself to become the “Ostrich”. Be pro-active and seek out help.

If your creditors have commenced legal action against you it is even more important to pick up the phone to us as we can talk you through the legal process of fighting statutory demands, warrants of execution, bailiffs, sheriffs, court orders, petitions, and all the other legal terms which you may not be familiar with.

CBA recognise that most people lead very busy lives and do not have the time to spend talking on the telephone or visiting our offices. We will come to you at your convenience. Alternatively, you can complete a more detailed Questionnaire and e-mail it to us.

For a full explanation of the terms, click here to go to our Glossary.

Download Income and Expenditure

Download Questionnaire (for IVAs only)

Your contacts at CBA can be found by clicking here